Riham Mikkawi is Portfolio Analyst for the Middle East Investment Initiative (MEII). She is responsible for underwriting and analyzing the creditworthiness of SME loan applications. Ms. Mikkawi holds a BS degree in Accounting from Birzeit University and has a Masters degree in Business Administration from the Arab American University and Indiana University. She previously accumulated three years of accounting and credit analysis experience while working at the Cairo Amman Bank and subsequently at the Arab Islamic Bank.