Mohammad Hamad is a Senior Portfolio Officer for the Middle East Investment Initiative (MEII) in Palestine where he is responsible for underwriting and analyzing the credit worthiness of SME loan applications. He has over six years of experience in SME’s, corporate banking, and credit operation. Prior to MEII, Mr. Hamad worked for the Bank of Palestine as a Credit Analyst in the Credit Department and at the Cairo Amman Bank as a Credit Operations Officer. Mr. Hamad holds a BS degree in Accounting from Birzeit University in Palestine. He also holds the International Arab Certified Public Accountant (IACPA) Certificate.